Debt Collection Defense

Alabama Debt Collection Lawsuit Defense Attorneys

If you are being sued for debt collection in Alabama, we can help.  Contact us for a free consultation.

We have successfully defended numerous clients after they were sued by a creditor or debt buyer.

Don't let the debt collector win by default...fight back.  If you have been served with a Summons & Complaint, you only have a limited of time to file an Answer.

If you are going to defend yourself, it is important that you answer the summons. Contact our law firm to arrange a free consultation at our office in Birmingham.

Debtor’s rights lawyers Matt Dunaway and Elizabeth Johnson take the time, at these consultations, to discuss the necessary response to a lawsuit:

The creditor’s lawsuit may be illegal harassment and you may want to file a counter-suit.

If you owe the money, you may decide to file Chapter 7 or Chapter 13 Bankruptcy.

Contact our office in Birmingham and speak to a debtors’ rights attorney for advice. There is no charge for a consultation with one of our lawyers.

Contact area district and circuit courts:

• If you have been sued in district court, you have fourteen days from the date you were served the summons to file an answer.
   
• If you have been sued in circuit court, you have thirty days from the day you were served to answer the summons.
   
• *Important - if you have been sued for collection of debt and do not file an answer, the plaintiff (the person or business suing you) may file for a default judgment.
   
• If the judge enters a default judgment for the plaintiff, your paycheck may be garnished.

At Dunaway Attorneys at Law, a Birmingham debt reorganization law firm with an office in Birmingham, debtors’ rights attorneys represent clients throughout Alabama, including Jefferson County, St. Clair County, Blount County, and Shelby County, and the communities of Birmingham, Oneonta, Ashville, Columbiana, Gardendale, Harpersville, Talladega, Fultondale, Hueytown, Bessemer, Vestavia Hills, Trussville, Tarrant City, Hoover, Moody, Leeds, Pelham, Alabaster, Mountain Brook, Pell City, Margaret, Trafford, Lincoln, and Irondale, Alabama.

For more information about your rights when sued for collection of debt, see:

• Bankruptcy Information Center
• Frequently Asked Questions about Bankruptcy
• Bankruptcy and Divorce
• Bankruptcy and Real Estate
• Bankruptcy and Litigation

Alabama Debtors’ Rights Law Firm: Birmingham
Sued for Collection of Debt? Attorneys Matt Dunaway and Elizabeth Johnson will explain how to protect your rights