Foreclosures

Birmingham Foreclosure Lawyer

Have you fallen behind on mortgage payments? We may be able to help save your home from foreclosure through a Chapter 13 Bankruptcy filing to reorganize your overdue mortgage payments and back taxes.

At Dunaway Attorneys at Law in Birmingham, our attorneys help people with foreclosure issues. Contact our office and make arrangements for a free consultation.

Bring your mortgage payment statement, a recent pay stub, and any letter or notice about default, loan acceleration, notice of sale, or foreclosure notice. A foreclosure lawyer will sit down with you and go through the whole matter.

We will check to make sure you are not the victim of a foreclosure scam, determine whether a workout can be arranged, and explain whether a Chapter 13 Bankruptcy is possible in your situation.

By filing Chapter 13 you stop the foreclosure sale and arrange payment of back payments (arrearage) over the course of five years through Debtors’ Court. You must begin and continue to make regular mortgage payments in addition to the Chapter 13 payment.

If a foreclosure sale has been held, you will receive a notice of eviction. You must move out within ten days or you lose the right of redemption – the right to recover your property by repaying your debt and certain expenses related to the sale.

Our attorneys will also explain how the foreclosure affects marital property in a divorce, how the Fair Debt Collection Practices Act limits the activities of the lender, and how the lender can sue you for remaining debt after the sale.

At Dunaway Attorneys at Law Birmingham, foreclosure lawyers help homeowners avoid eviction and exercise their right of redemption. From our office in Birmingham our attorneys represent clients throughout Alabama, including Jefferson County, St. Clair County, Blount County, and Shelby County, and the communities of Birmingham, Oneonta, Ashville, Columbiana, Gardendale, Harpersville, Talladega, Fultondale, Hueytown, Bessemer, Vestavia Hills, Trussville, Tarrant City, Hoover, Moody, Leeds, Pelham, Alabaster, Mountain Brook, Pell City, Margaret, Trafford, Lincoln, and Irondale, Alabama.

For more information about foreclosure, eviction, and your right of redemption, see our Bankruptcy Information Center, Frequently Asked Questions about Bankruptcy, Bankruptcy and Divorce, and Bankruptcy and Real Estate.

Birmingham Foreclosure Lawyer · Right of Redemption
Attorneys Matt Dunaway and Elizabeth Johnson will explain how to protect your home